Why Reverse Mortgage?

If you are 62 years of age or older and have equity in your home, a Reverse Mortgage can turn that equity into a line of credit, monthly income, a lump sum of cash, or a combination of all three. Unlike a conventional mortgage, there are NO monthly mortgage payments required and the proceeds are TAX-FREE. There are no income or credit qualifications. Best of all, you retain ownership of your home and can live there for as long as you choose.

Reverse Mortgage Benefits:

  • No income or credit qualifications
  • Delivers TAX-FREE monthly income
  • Provides access to the equity you have built in your home
  • Allows homeowner to live in their home who otherwise might not be able to

Benefits of Additional Cash:

  • Fund home repairs
  • Fund medical expenses
  • Eliminate existing mortgage payments
  • Pay for home health services
  • Establish a resource to help grandchildren and loved ones
  • No monthly payments required
Older Couple Laughing

What does retirement mean to you?

For some it is a time to spend with family and friends, explore special interests, cultivate new skills and enjoy living to the fullest. But retirement years can present special challenges. All too often people find themselves in need of extra income just to keep up. We focus on helping older Americans live in their home comfortably and securely by turning the equity in their home into extra cash or monthly income.

We understand that each individual’s needs are unique. That’s why we offer a broad selection of products. We encourage you to take your time and understand your options. We are confident we can help guide you to the solution that works best for you. Ultimately the decision will always be yours. We respect that and will work closely with you to help you make the most of your resources. For many Americans a Reverse Mortgage can be a solid financial decision that can truly improve their quality of life.

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There's no commitment, and pre-qualification is free

Loan approval is subject to underwriter review: not everyone who applies will be approved. Interest rates are subject to change daily and without notice. Any interest rates shown are indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value.